Comprehensive Wealth Management

We Strive to Help Clients:

1. Create & Grow Wealth

• Through appropriate investments
• Adequate Life Insurance
• Minimize Income Tax

2. Protect & Preserve Wealth

• Analysis of Overall Investment Portfolio

  • Asset Allocation Management
  • Diversification Management

• Analysis of Overall Insurance Plan

  • Life, Disability, Long-Term Care and Liability
  • Adequacy
  • Appropriateness
  • Cost Effectiveness

• Tax Sensitivity Management

3. Plan the Distribution of Wealth During Life

• Qualified Retirement Plan / IRA

  • Investment Issues
  • Distribution at Death

• Corporate Executive Stock Options

  • Investment Concentration Issues
  • Funding of Exercise Plan
  • Taxation Issues
  • Transferability

• Business Succession Planning

• Durable Power of Attorney / Successor Trustee Issues

• Gifting to Children

  • Tax Efficiency
  • Control

• Charitable Gifting

  • Tax Efficiency
  • Control

4. Plan the Distribution of Wealth at Death

• Titling of Assets

• Distribution of Wealth to Spouse, Descendants and Others

  • Tax Efficiency
  • Control: Who Will Manage Assets

• Charitable Inclinations at Death

  • Tax Efficiency
  • Control: Who Will Manage Assets