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Mike's Market Commentary

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_{Michael L. Schwartz, CEPA®, RFC®, CFS
, a registered principal offering securities and advisory services through Independent F}_{inancial Group, LLC (IFG), a Registered Investment Advisor. Member FINRA/SIPC. Schwartz Financial and IFG are not affiliated.}

_{Independent Financial Group (IFG) does not provide the services of tax preparation and business valuations. Registered Representatives of IFG do not provide these services as part of their securities business.}

The market indexes discussed are unmanaged and generally considered representative of their respective markets. Individuals cannot directly invest in unmanaged indexes. Past performance does not guarantee future results. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. No investment strategy can guarantee a profit or protect against loss.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.

_{Licensed to sell securities in the following states: DE, MA, MD, NJ, NY, ME, FL, PA, & TX.}

Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites._.

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