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Our Services

Handling your own financial information is a full time job. To do it properly, you need to combine the skills of an Estate Attorney, Accountant, Investment and Insurance Professional. There are so many different aspects of Comprehensive Wealth Planning that it requires the help of a full service financial team.

Schwartz Financial was established to address these needs. Our office provides clients with a team approach to managing your assets. In one organization we bring together professionals from many areas of financial services. Through proper analysis and the use of available resources, we strive to help you address your financial goals. In doing so, our objective is to help you take full advantage of various financial strategies.


Retirement Planning Strategies

  • IRA / Roth IRA
  • Pensions / Profit Sharing
  • SIMPLE Plans
  • SEP-IRA Plans
  • 401(K) / 403(B) Plans

Insurance Services

  • Life
  • Annuities
  • Long Term Health Care
  • Disability

Investments Services

  • Stocks
  • Corporate Bonds
  • Municipal Bonds
  • Zero Coupon Bonds
  • Mutual Funds
  • Real Estate Investment Trusts (REITs)
  • Variable Insurance / Annuities
  • Private Equity (for appropriate clients)

College Savings Analysis

  • Custodial Accounts
  • Educational IRA
  • College Saving Plans

Estate Analysis

  • Estate Tax Analysis
  • Creation
  • Estate Conservation Strategies
  • Distribution Analysis


We believe in diversification and a suitable allocation between stocks, bonds, mutual funds and ETF's with a wide range of goals.  We also utilize a complete and wide variety of industries.   What we do not do is trade frequently, provide “hot stock” tips, promise unrealistic returns or “time” the stock market.

The investment mix for each client is determined based on their initial interview after assessing their individual values and goals.  Their portfolios are managed according to their wishes and profile, from there we update accordingly.  Since we also offer tax preparation and tax planning services, we take that additional knowledge of our clients’ financial situations into consideration when making portfolio decisions.  With each client, we agree upon client objectives and goals.  Our clients’ investment policies range from ultra-conservative to very aggressive.

Each client’s policy is implemented in a disciplined consistent manner.  We monitor, review and make revisions as needed on a daily basis.  Brokerage statements are sent monthly and report portfolio results quarterly.  Our services are objective and designed to benefit you.  Building long-term wealth potential requires at least 3 – 5 years of planning and good investing habits. Trustworthy, disciplined intelligent investing – not emotional speculation.


 

Investment Management 

 
 

Cash Flow & Debt Management 

 
 

Education Planning 

 
 

Family Risk Management 

 
 

Business Planning 

 
 

Tax Planning 

 
 

Retirement Planning 

 
 

Legacy Planning 

 
 

Special Situations Planning