facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog

Michael Schwartz, RFC®, CWS®, CFS

Helping You Achieve Financial Success

We will trade you our E-book “Common Mistakes In Retirement”

Get Your Free Copy Today

About Schwartz Financial

Why We Do This?

I can only answer this question for myself. Why I do this can be traced back to my childhood. A few weeks before my sixth birthday, tragedy hit my family. One morning, I awoke to find that my father had unexpectedly passed away. At the time, my parents had the minimal insurance, very little savings, and we struggled to make ends meet. My mother tried to keep the family afloat after the passing of my father, but eventually, we had to sell the house and move in with my grandparents. Through this experience, I decided I didn’t want anyone to struggle financially should they be faced with already difficult times. I started working in the life insurance industry many years ago and then branched into comprehensive financial planning.

My goal has been and remains helping people be prepared should a catastrophic incident happen to them and their family. We are committed to helping our clients lead what we believe are better lives through wealth management, retirement planning and estate planning.

Why We’re Different?

In all honesty we do things a bit differently. There are many in my business who just give you a call when they want to sell you something.  This is an outdated and unethical financial advising model.  When the market turns upside down, they hide under their desks. We on the other hand touch our clients over 50 times a year.  Either with our “weekly market commentary” every Monday by email or our monthly reports (4 quarterly economic updates, 2 tax letters and a host of other timely subjects) sent the old fashion way, through the US Mail or our 4 – 6 Client Education events (usually dinners but an occasional brunch) and our two open client celebrations during the year.  This is the only profession in the world where you can use any title you want on your business card. Hence, you have many men and women classifying themselves as “financial advisors” or “financial planners" they are nothing more than glorified salespeople trying hard to fit clients into their assigned product of the month . 

Why You Should Hire Us?

We don’t pretend to be something we’re not. We do complete wealth planning (investments, insurance, estate planning, tax planning, etc.) that is built around numerous aspects of your life and we will be there every step of the way. We are great at what we do (no brag, just what our clients share with us), and we customize each plan every day as needed and are already working with many individuals and families.

Our goal is to make planning an enjoyable experience for you. Maybe we can even get you to laugh and smile a few times while dealing with the world’s most stressful topic, money. We expect to work with you for decades; not days, weeks or years. And we hope we become good friends in the process, not just business associates.

At the end of the day, we are building a plan based on educated guesses. That’s right, we said guesses because the financial world is based on assumptions and those assumptions can change at the drop of a dime, after all life has a habit of throwing us unforeseen circumstances. However, you will notice that the “experts” on TV try to talk to us like they know what tomorrow holds. Unfortunately, we don’t know what tomorrow holds although whatever life throws at you, we will be there for you and not only that but we stand right beside you. We will be ready for that correction no matter how good or bad it is. Life happens and getting you through both life’s and market corrections is what drives our office.  After all, if it was easy anyone could do it.

Our Process

Vision and expertise are instrumental in achieving your financial goals, but it’s the process that ultimately leads to results.

Learn More

Financial Planning

True financial planning isn’t simply about using your money to make more money.

Learn More

Your Financial Security is Our Business

For the last 35+ years I have been an Independent Wealth Manager focused on Comprehensive Wealth Management.

Learn More

What is Your Risk Tolerance?

Schwartz Financial has implemented this unique tool, Riskalyze, which mathematically pinpoints a client’s Risk Number® and equips advisors to empower fearless investors.

Learn More

The Schwartz Financial Difference

Schedule a Meeting Today

Online Scheduler

Contact Us

Schwartz Financial

1105 Taylorsville Road Suite 321
Washington Crossing, Pennsylvania
18977 United States


Phone: 215-886-2122